This Notice answers some questions about this broker/dealer's Customer Identification Program.

At the time you open an account with us, we are required to collect information such as the following from you:

• Your name
• Your date of birth
• Your address
• An identification number
• U.S. Citizen: taxpayer identification number (social security number or employer identification card)
• Non-U.S. Citizen: taxpayer identification number, passport number, and country of issuance, alien identification number or government issued identification showing nationality, residence and a photograph of you.

You may also need to show your driver's license or other identifying documents.

A corporation, partnership, trust or other legal entity may need to provide other information such as its principal place of business, local office, employee identification number, certified articles of incorporation, government-issued business license, a partnership agreement or a trust agreement.

U.S. Department of the Treasury, Securities and Exchange Commission, FINRA and New York Stock Exchange rules already require you to provide most of this information. These rules also may require you to provide additional information, such as your net worth, annual income, occupation, employment information, investment experience and objectives, and risk tolerance.

We may not be able to open an account or carry out transactions for you. If we have already opened an account for you, we may have to close it.

WE THANK YOU FOR YOUR PATIENCE AND HOPE THAT YOU WILL SUPPORT OUR EFFORTS TO DENY TERRORISTS AND MONEY LAUNDERERS ACCESS TO AMERICA'S FINANCIAL SYSTEM.